/* Independent Wealth Advisory Australia · style.css v2
   Brand: Plain Terms / Ivory & Plum (C3, approved)
   House rules: no em/en dashes in rendered copy. */

:root{
  --ivory:#F6F2E9;
  --ivory-deep:#EDE7D9;
  --white:#FFFFFF;
  --ink:#251D2B;
  --ink-deep:#1B1520;
  --plum:#503A5C;
  --plum-deep:#3E2C48;
  --plum-night:#2E2136;
  --lilac:#CBB9E6;
  --lilac-soft:#E9E2F4;
  --body-c:#5A5162;
  --line:rgba(37,29,43,.14);
  --line-ivory:rgba(246,242,233,.16);
  --ease:cubic-bezier(.2,.8,.3,1);
  --ease-out:cubic-bezier(.16,1,.3,1);
  --font-d:'Plus Jakarta Sans',system-ui,sans-serif;
  --font-b:'Source Serif 4',Georgia,serif;
  --pad-x:clamp(20px,5vw,72px);
}

*{margin:0;padding:0;box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{font-family:var(--font-b);font-size:17px;line-height:1.65;background:var(--ivory);color:var(--ink);-webkit-font-smoothing:antialiased;overflow-x:clip}
::selection{background:var(--lilac);color:var(--ink)}
img,svg{max-width:100%;display:block}
h1,h2,h3,h4,.gro{font-family:var(--font-d)}
a{color:var(--plum)}
:focus-visible{outline:3px solid var(--plum);outline-offset:3px;border-radius:4px}
body.menu-open{overflow:hidden}

/* film grain */
body::after{content:"";position:fixed;inset:-100%;z-index:120;pointer-events:none;opacity:.035;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='240' height='240'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='240' height='240' filter='url(%23n)'/%3E%3C/svg%3E");
  animation:grain 9s steps(6) infinite}
@keyframes grain{0%{transform:translate(0,0)}20%{transform:translate(-6%,4%)}40%{transform:translate(4%,-8%)}60%{transform:translate(-4%,8%)}80%{transform:translate(7%,3%)}100%{transform:translate(0,0)}}

.skip-link{position:absolute;left:-9999px;top:0;background:var(--ink);color:var(--ivory);padding:12px 20px;z-index:300;font-family:var(--font-d);font-weight:600;border-radius:0 0 12px 0}
.skip-link:focus{left:0}

.wrap{max-width:1180px;margin:0 auto}
.wrap-narrow{max-width:780px;margin:0 auto}

/* ============================================================ cursor */
.cursor-dot,.cursor-ring{position:fixed;top:0;left:0;z-index:250;pointer-events:none;border-radius:50%;transform:translate(-50%,-50%);will-change:transform}
.cursor-dot{width:8px;height:8px;background:var(--lilac);mix-blend-mode:difference}
.cursor-ring{width:38px;height:38px;border:1.5px solid rgba(203,185,230,.55);transition:width .3s var(--ease),height .3s var(--ease),background .3s,border-color .3s}
.cursor-ring.is-hover{width:64px;height:64px;background:rgba(203,185,230,.12);border-color:rgba(203,185,230,.9)}
.cursor-ring.is-press{width:28px;height:28px}
@media (pointer:coarse){.cursor-dot,.cursor-ring{display:none}}
html.has-cursor a,html.has-cursor button{cursor:none}
html.has-cursor{cursor:none}

/* ============================================================ header */
.site-header{position:fixed;top:0;left:0;right:0;z-index:150;transition:background .4s,box-shadow .4s}
.site-header.scrolled{background:rgba(246,242,233,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:16px var(--pad-x)}
.progress{position:absolute;left:0;bottom:0;height:2px;width:100%;background:transparent}
.progress i{display:block;height:100%;width:100%;background:var(--lilac);transform:scaleX(0);transform-origin:left}

.logo{display:flex;align-items:center;gap:13px;text-decoration:none}
.logo .stack{font-family:var(--font-d);font-weight:800;font-size:21px;line-height:.92;letter-spacing:.03em;color:var(--plum);transition:color .35s}
.logo .stack b{color:var(--lilac);font-weight:800;display:inline-block;transition:transform .45s var(--ease)}
.logo:hover .stack b{transform:translateY(-2px)}
.logo .lock small{display:block;font-size:8.5px;font-weight:600;letter-spacing:.14em;color:var(--body-c);text-transform:uppercase;line-height:1.7;transition:color .35s}
.menu-open .logo .stack{color:var(--ivory)}
.menu-open .logo .lock small{color:#A797B6}

.header-right{display:flex;align-items:center;gap:14px}
.menu-btn{display:flex;align-items:center;gap:12px;background:none;border:0;font-family:var(--font-d);font-weight:700;font-size:14px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink);cursor:pointer;padding:10px 4px}
.menu-btn .bars{position:relative;width:26px;height:12px;display:block}
.menu-btn .bars i{position:absolute;left:0;width:100%;height:2px;background:currentColor;border-radius:2px;transition:transform .45s var(--ease),top .45s var(--ease),width .45s var(--ease)}
.menu-btn .bars i:first-child{top:0}
.menu-btn .bars i:last-child{top:10px;width:70%}
.menu-btn:hover .bars i:last-child{width:100%}
.menu-open .menu-btn{color:var(--ivory)}
.menu-open .menu-btn .bars i:first-child{top:5px;transform:rotate(45deg)}
.menu-open .menu-btn .bars i:last-child{top:5px;width:100%;transform:rotate(-45deg)}

/* ============================================================ overlay menu */
.menu-overlay{position:fixed;inset:0;z-index:140;background:var(--plum-night);color:var(--ivory);
  clip-path:inset(0 0 100% 0);visibility:hidden;transition:clip-path .8s cubic-bezier(.77,0,.18,1),visibility 0s linear .8s;
  display:flex;flex-direction:column;overflow:hidden}
.menu-overlay.open{clip-path:inset(0 0 0% 0);visibility:visible;transition:clip-path .8s cubic-bezier(.77,0,.18,1)}
.menu-aurora{position:absolute;inset:0;pointer-events:none;overflow:hidden}
.menu-aurora::before,.menu-aurora::after{content:"";position:absolute;width:60vmax;height:60vmax;border-radius:50%;filter:blur(90px);opacity:.5}
.menu-aurora::before{background:radial-gradient(circle,#6A4C7C 0%,transparent 60%);top:-25vmax;right:-15vmax;animation:drift1 22s ease-in-out infinite alternate}
.menu-aurora::after{background:radial-gradient(circle,rgba(203,185,230,.5) 0%,transparent 65%);bottom:-30vmax;left:-15vmax;animation:drift2 26s ease-in-out infinite alternate}
@keyframes drift1{to{transform:translate(-8%,10%) scale(1.15)}}
@keyframes drift2{to{transform:translate(10%,-8%) scale(1.1)}}

.menu-body{position:relative;flex:1;display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(24px,4vw,80px);align-items:center;padding:110px var(--pad-x) 30px}
.menu-list{list-style:none;display:grid;gap:2px}
.menu-list a{display:flex;align-items:baseline;gap:20px;text-decoration:none;color:var(--ivory);font-family:var(--font-d);font-weight:800;font-size:clamp(30px,4.6vw,58px);letter-spacing:-.03em;line-height:1.12;padding:6px 0;transition:transform .45s var(--ease),color .3s}
.menu-list a em{font-style:normal;font-family:var(--font-b);font-weight:400;font-size:13px;letter-spacing:.14em;color:var(--lilac);opacity:.85}
.menu-list a:hover,.menu-list a:focus-visible{color:var(--lilac);transform:translateX(16px)}
.menu-list a[aria-current="page"]{color:var(--lilac)}
.menu-list li{opacity:0;transform:translateY(34px);transition:opacity .6s var(--ease-out),transform .6s var(--ease-out)}
.menu-overlay.open .menu-list li{opacity:1;transform:none}
.menu-overlay.open .menu-list li:nth-child(1){transition-delay:.18s}
.menu-overlay.open .menu-list li:nth-child(2){transition-delay:.24s}
.menu-overlay.open .menu-list li:nth-child(3){transition-delay:.30s}
.menu-overlay.open .menu-list li:nth-child(4){transition-delay:.36s}
.menu-overlay.open .menu-list li:nth-child(5){transition-delay:.42s}
.menu-overlay.open .menu-list li:nth-child(6){transition-delay:.48s}

.menu-preview{position:relative;height:min(52vh,460px);border-radius:24px;overflow:hidden;background:var(--plum-deep);opacity:0;transform:translateY(30px) scale(.97);transition:opacity .7s var(--ease-out) .4s,transform .7s var(--ease-out) .4s}
.menu-overlay.open .menu-preview{opacity:1;transform:none}
.menu-preview svg{position:absolute;inset:0;width:100%;height:100%}
.menu-preview .pv-cap{position:absolute;left:26px;right:26px;bottom:24px;font-family:var(--font-b);font-size:16.5px;line-height:1.55;color:#D9CFE6;transition:opacity .35s}
.menu-preview .pv-title{position:absolute;left:26px;top:22px;font-family:var(--font-d);font-weight:700;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--lilac)}

.menu-foot{position:relative;display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;padding:20px var(--pad-x) 26px;border-top:1px solid var(--line-ivory);font-family:var(--font-d);font-size:12.5px;letter-spacing:.04em;color:#A797B6;opacity:0;transition:opacity .6s var(--ease-out) .55s}
.menu-overlay.open .menu-foot{opacity:1}
.menu-foot a{color:#CFC5DA;text-decoration:none;font-weight:600}
.menu-foot a:hover{color:var(--lilac)}
.menu-foot .legal-links{display:flex;gap:18px;flex-wrap:wrap}

/* ============================================================ buttons */
.btn{position:relative;display:inline-flex;align-items:center;gap:10px;background:var(--plum);color:var(--ivory);font-family:var(--font-d);font-weight:700;font-size:15px;text-decoration:none;padding:16px 30px;border-radius:100px;border:0;cursor:pointer;overflow:hidden;transition:color .35s var(--ease);will-change:transform}
.btn>span{position:relative;z-index:1;display:inline-flex;align-items:center;gap:10px}
.btn::before{content:"";position:absolute;inset:0;background:var(--ink);border-radius:100px;transform:translateY(102%);transition:transform .45s var(--ease-out)}
.btn:hover::before{transform:translateY(0)}
.btn.lilac{background:var(--lilac);color:var(--ink)}
.btn.lilac:hover{color:var(--ivory)}
.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line)}
.btn.ghost::before{background:var(--plum)}
.btn.ghost:hover{color:var(--ivory);border-color:var(--plum)}
.btn .arr{transition:transform .35s var(--ease)}
.btn:hover .arr{transform:translateX(4px)}

/* ============================================================ hero (home) */
.hero{position:relative;min-height:100svh;display:flex;flex-direction:column;justify-content:center;padding:130px var(--pad-x) 110px;overflow:hidden}
.aurora{position:absolute;inset:0;pointer-events:none}
.aurora i{position:absolute;border-radius:50%;filter:blur(80px);will-change:transform}
.aurora i:nth-child(1){width:56vmax;height:56vmax;background:radial-gradient(circle,rgba(203,185,230,.5),transparent 65%);top:-22vmax;right:-16vmax;animation:drift1 24s ease-in-out infinite alternate}
.aurora i:nth-child(2){width:44vmax;height:44vmax;background:radial-gradient(circle,rgba(80,58,92,.16),transparent 65%);bottom:-18vmax;left:-12vmax;animation:drift2 30s ease-in-out infinite alternate}
.hero-inner{position:relative;max-width:1180px;margin:0 auto;width:100%}
.hero h1{font-weight:800;font-size:clamp(46px,7.4vw,110px);line-height:.98;letter-spacing:-.04em;max-width:13ch}
.hl{position:relative;white-space:nowrap}
.hl i{font-style:normal;position:relative;z-index:1}
.hl::before{content:"";position:absolute;left:-2%;right:-2%;bottom:6%;height:34%;background:var(--hl-c,var(--lilac));z-index:0;transform-origin:left;transition:transform 1.1s var(--ease-out) .9s}
html.js .hl::before{transform:scaleX(0)}
html.js .hl.marked::before{transform:scaleX(1)}
.hero .lede{margin-top:40px;font-size:clamp(18px,1.7vw,22px);line-height:1.65;color:var(--body-c);max-width:50ch}
.hero .lede b{color:var(--ink);font-weight:600}
.hero-cta{margin-top:44px;display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.scroll-cue{position:absolute;bottom:34px;left:var(--pad-x);display:flex;align-items:center;gap:12px;font-family:var(--font-d);font-size:11.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--body-c)}
.scroll-cue .line{width:1.5px;height:44px;background:var(--line);position:relative;overflow:hidden}
.scroll-cue .line::after{content:"";position:absolute;left:0;top:-100%;width:100%;height:100%;background:var(--plum);animation:cue 2.2s var(--ease) infinite}
@keyframes cue{0%{top:-100%}55%{top:0}100%{top:100%}}

/* word-stagger reveal */
html.js .split .w{display:inline-block;overflow:hidden;vertical-align:top}
html.js .split .w>i{display:inline-block;font-style:inherit;transform:translateY(112%);transition:transform .9s var(--ease-out)}
html.js .split.in .w>i{transform:none}

/* generic reveal */
html.js .reveal{opacity:0;transform:translateY(30px);transition:opacity .9s var(--ease-out),transform .9s var(--ease-out)}
html.js .reveal.in{opacity:1;transform:none}
html.js .reveal[data-delay="1"]{transition-delay:.1s}
html.js .reveal[data-delay="2"]{transition-delay:.2s}
html.js .reveal[data-delay="3"]{transition-delay:.3s}

/* parallax util */
[data-parallax]{will-change:transform}

/* ============================================================ sections */
.section{position:relative;padding:clamp(80px,10vw,150px) var(--pad-x)}
.section.tight{padding:clamp(54px,6vw,90px) var(--pad-x)}
.kicker{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-d);font-weight:700;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--plum);margin-bottom:22px}
.kicker::before{content:"";width:5px;height:15px;background:var(--lilac);border-radius:2px}
.section h2{font-weight:800;font-size:clamp(32px,4.4vw,62px);letter-spacing:-.035em;line-height:1.02;max-width:20ch}
.section .sub{margin-top:20px;font-size:18px;line-height:1.7;color:var(--body-c);max-width:56ch}
.on-deep{background:var(--ivory-deep)}
.field{background:var(--plum);color:var(--ivory)}
.field .kicker{color:var(--lilac)}
.field .kicker::before{background:var(--lilac)}
.field h2{color:var(--ivory)}
.field h2 .tick{color:var(--lilac)}
.field .sub{color:#CFC4DA}

/* page hero (inner) */
.page-hero{position:relative;padding:clamp(150px,17vw,220px) var(--pad-x) clamp(46px,5vw,80px);overflow:hidden}
.page-hero h1{font-weight:800;font-size:clamp(40px,6vw,86px);line-height:1;letter-spacing:-.035em;max-width:15ch}
.page-hero .lede{margin-top:28px;font-size:clamp(17px,1.5vw,20px);line-height:1.7;color:var(--body-c);max-width:56ch}
.legal-meta{font-family:var(--font-d);font-size:13.5px;font-weight:600;color:var(--body-c);margin-top:22px}

/* ============================================================ question cards */
.qlist{margin-top:60px;display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:16px;perspective:1200px}
.q{position:relative;display:block;text-decoration:none;background:rgba(246,242,233,.06);border:1px solid var(--line-ivory);border-radius:22px;padding:32px 28px;overflow:hidden;transition:border-color .35s,background .35s;transform-style:preserve-3d;will-change:transform}
.q::before{content:"";position:absolute;inset:0;border-radius:22px;background:radial-gradient(360px circle at var(--mx,50%) var(--my,50%),rgba(203,185,230,.16),transparent 55%);opacity:0;transition:opacity .35s;pointer-events:none}
.q:hover::before{opacity:1}
.q:hover{border-color:rgba(203,185,230,.5)}
.q h3{font-size:clamp(20px,1.7vw,23px);font-weight:700;letter-spacing:-.015em;line-height:1.26;color:var(--ivory)}
.q p{margin-top:14px;font-family:var(--font-b);font-size:15.5px;line-height:1.62;color:#CFC4DA}
.q .a{margin-top:20px;font-family:var(--font-d);font-weight:700;font-size:14px;color:var(--lilac);display:inline-flex;align-items:center;gap:8px}
.q .a svg{transition:transform .3s var(--ease)}
.q:hover .a svg{transform:translateX(5px)}

/* ============================================================ stats (no boxes) */
.stats{margin-top:64px;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.stat{padding:10px 34px 10px 0;border-left:1px solid var(--line);padding-left:28px}
.stat:first-child{border-left:0;padding-left:0}
.stat .big{font-family:var(--font-d);font-weight:800;font-size:clamp(40px,4.4vw,72px);letter-spacing:-.04em;color:var(--plum);font-variant-numeric:tabular-nums;line-height:1}
.stat p{margin-top:14px;font-size:15px;line-height:1.6;color:var(--body-c)}
.stat p b{color:var(--ink)}
.reg-line{margin-top:40px;font-size:14.5px;color:var(--body-c)}
.reg-line a{color:var(--plum);font-weight:600}

/* ============================================================ interactive tools */
.tool{margin-top:56px;background:var(--plum-night);color:var(--ivory);border-radius:28px;padding:clamp(30px,4vw,56px);position:relative;overflow:hidden}
.tool::before{content:"";position:absolute;width:50vmax;height:50vmax;border-radius:50%;filter:blur(90px);background:radial-gradient(circle,rgba(203,185,230,.22),transparent 60%);top:-28vmax;right:-18vmax;pointer-events:none}
.tool .t-kicker{font-family:var(--font-d);font-weight:700;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--lilac)}
.tool h3{font-weight:800;font-size:clamp(24px,2.6vw,36px);letter-spacing:-.025em;margin-top:12px;max-width:22ch}
.tool .t-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(26px,4vw,64px);align-items:center;margin-top:34px;position:relative}
.tool label{display:block;font-family:var(--font-d);font-weight:600;font-size:14.5px;color:#CFC4DA;margin-bottom:16px}
.tool label output{color:var(--ivory);font-weight:800;font-size:17px;font-variant-numeric:tabular-nums}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:34px;background:transparent;cursor:pointer}
input[type=range]::-webkit-slider-runnable-track{height:3px;background:linear-gradient(90deg,var(--lilac) var(--fill,50%),rgba(246,242,233,.18) var(--fill,50%));border-radius:3px}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:var(--lilac);border:5px solid var(--plum-night);margin-top:-11.5px;transition:transform .2s var(--ease);box-shadow:0 0 0 1.5px var(--lilac)}
input[type=range]:active::-webkit-slider-thumb{transform:scale(1.25)}
input[type=range]::-moz-range-track{height:3px;background:rgba(246,242,233,.18);border-radius:3px}
input[type=range]::-moz-range-progress{height:3px;background:var(--lilac);border-radius:3px}
input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--lilac);border:0}
.t-out{text-align:left}
.t-out .t-num{font-family:var(--font-d);font-weight:800;font-size:clamp(48px,5.6vw,92px);letter-spacing:-.04em;line-height:1;color:var(--lilac);font-variant-numeric:tabular-nums}
.t-out .t-cap{margin-top:14px;font-size:15px;line-height:1.6;color:#CFC4DA;max-width:38ch}
.t-fine{margin-top:30px;font-size:12.5px;line-height:1.6;color:#A797B6;max-width:70ch}
.t-fine a{color:#CFC5DA}
.seg{display:inline-flex;background:rgba(246,242,233,.08);border:1px solid var(--line-ivory);border-radius:100px;padding:4px;margin-bottom:26px}
.seg button{font-family:var(--font-d);font-weight:700;font-size:13.5px;color:#CFC4DA;background:transparent;border:0;border-radius:100px;padding:9px 18px;cursor:pointer;transition:background .3s,color .3s}
.seg button[aria-pressed="true"]{background:var(--lilac);color:var(--ink)}

/* ============================================================ process timeline */
.timeline{position:relative;margin-top:64px;padding-left:44px}
.timeline::before{content:"";position:absolute;left:10px;top:8px;bottom:8px;width:2px;background:var(--line)}
.timeline .tl-fill{position:absolute;left:10px;top:8px;width:2px;background:var(--plum);height:0}
.tl-step{position:relative;padding:0 0 clamp(36px,4vw,56px)}
.tl-step:last-child{padding-bottom:0}
.tl-step::before{content:"";position:absolute;left:-40px;top:8px;width:14px;height:14px;border-radius:50%;background:var(--ivory);border:2.5px solid var(--line);transition:border-color .4s,background .4s,box-shadow .4s}
.tl-step.active::before{border-color:var(--plum);background:var(--lilac);box-shadow:0 0 0 6px var(--lilac-soft)}
.tl-step h3{font-size:clamp(21px,2vw,26px);font-weight:800;letter-spacing:-.02em;transition:color .4s}
.tl-step p{margin-top:10px;font-size:16.5px;line-height:1.7;color:var(--body-c);max-width:62ch}
.on-deep .tl-step::before{background:var(--ivory-deep)}
.on-deep .tl-step.active::before{background:var(--lilac)}

/* ============================================================ services (what we do) */
.svc-layout{display:grid;grid-template-columns:230px 1fr;gap:clamp(30px,5vw,90px);align-items:start}
.svc-rail{position:sticky;top:33vh;display:grid;gap:4px;align-self:start}
.svc-rail a{font-family:var(--font-d);font-weight:700;font-size:14.5px;color:var(--body-c);text-decoration:none;padding:10px 0 10px 18px;border-left:2px solid var(--line);transition:color .3s,border-color .3s,padding-left .3s}
.svc-rail a:hover{color:var(--ink)}
.svc-rail a.active{color:var(--plum);border-color:var(--plum);padding-left:24px}
.svc{padding:clamp(48px,6vw,80px) 0;border-top:1px solid var(--line);scroll-margin-top:120px}
.svc:first-of-type{border-top:0;padding-top:6px}
.svc .svc-name{font-family:var(--font-d);font-weight:700;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--body-c);margin-bottom:16px;display:inline-flex;align-items:center;gap:10px}
.svc .svc-name::before{content:"";width:22px;height:2px;background:var(--lilac)}
.svc .q-title{font-size:clamp(26px,3vw,40px);font-weight:800;letter-spacing:-.025em;line-height:1.1;color:var(--plum)}
.svc p{margin-top:20px;font-size:17px;line-height:1.72;color:var(--body-c);max-width:64ch}
.svc p b{color:var(--ink)}
.chips{margin-top:26px;display:flex;flex-wrap:wrap;gap:9px}
.chip{font-family:var(--font-d);font-weight:600;font-size:13.5px;color:var(--ink);background:transparent;border:1.5px solid var(--line);border-radius:100px;padding:9px 16px;transition:background .3s,border-color .3s,transform .3s var(--ease)}
.chip:hover{background:var(--lilac-soft);border-color:var(--lilac);transform:translateY(-2px)}

/* ============================================================ adviser */
.adv-grid{display:grid;grid-template-columns:minmax(260px,400px) 1fr;gap:clamp(36px,5vw,84px);align-items:center;margin-top:56px}
.portrait{aspect-ratio:4/5;border-radius:26px;background:linear-gradient(155deg,var(--plum) 0%,var(--plum-night) 100%);position:relative;display:flex;align-items:flex-end;justify-content:center;overflow:hidden;box-shadow:0 24px 60px rgba(37,29,43,.18)}
.portrait .ripple-bg{position:absolute;inset:auto -20% -35% -20%;opacity:.5}
.portrait em{position:relative;color:#CFC4DA;font-size:13.5px;padding-bottom:28px}
.portrait img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.bio{margin-top:24px;font-size:17px;line-height:1.72;color:var(--body-c);max-width:54ch}
.creds{margin-top:28px;display:flex;flex-wrap:wrap;gap:10px}
.cred{font-family:var(--font-d);font-weight:700;font-size:13.5px;background:transparent;border:1.5px solid var(--line);border-radius:100px;padding:9px 16px;color:var(--ink);transition:background .3s,border-color .3s,transform .3s var(--ease)}
.cred:hover{transform:translateY(-2px);border-color:var(--lilac);background:var(--lilac-soft)}
.cred.k{background:var(--lilac);border-color:var(--lilac)}

/* fact table */
.fact-table{margin-top:52px;border-top:1px solid var(--line)}
.fact-table .row{display:grid;grid-template-columns:minmax(150px,260px) 1fr;border-bottom:1px solid var(--line);transition:background .3s}
.fact-table .row:hover{background:rgba(203,185,230,.09)}
.fact-table .k{font-family:var(--font-d);font-weight:700;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--body-c);padding:20px 18px 20px 0}
.fact-table .v{font-size:16.5px;padding:19px 0;line-height:1.6}
.fact-table .v a{font-weight:600}

/* ============================================================ fees */
.fee-block{margin-top:44px;border-top:1px solid var(--line);padding-top:36px}
.fee-block h3{font-size:clamp(21px,2.1vw,27px);font-weight:800;letter-spacing:-.02em}
.fee-block .fee-note{margin-top:12px;font-size:15.5px;color:var(--body-c);line-height:1.68;max-width:64ch}
table.fees{width:100%;margin-top:22px;border-collapse:collapse;font-size:16px;max-width:640px}
table.fees th{font-family:var(--font-d);font-weight:700;font-size:12px;letter-spacing:.12em;text-transform:uppercase;text-align:left;color:var(--plum);padding:10px 14px 10px 0;border-bottom:2px solid var(--lilac)}
table.fees td{padding:13px 14px 13px 0;border-bottom:1px solid var(--line);color:var(--ink)}
table.fees tr:last-child td{border-bottom:0}
table.fees td.num{font-family:var(--font-d);font-weight:800;font-variant-numeric:tabular-nums;white-space:nowrap;color:var(--plum)}
table.fees tbody tr{transition:background .25s}
table.fees tbody tr:hover{background:rgba(203,185,230,.1)}

/* ============================================================ FAQ */
.faq{margin-top:52px;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:26px 4px;font-family:var(--font-d);font-weight:700;font-size:clamp(17px,1.7vw,20px);letter-spacing:-.01em;transition:color .3s,padding-left .35s var(--ease)}
.faq summary:hover{color:var(--plum);padding-left:12px}
.faq details[open] summary{color:var(--plum)}
.faq summary::-webkit-details-marker{display:none}
.faq summary .chev{flex:none;width:30px;height:30px;border-radius:50%;border:1.5px solid var(--line);display:flex;align-items:center;justify-content:center;transition:transform .4s var(--ease),background .3s,border-color .3s}
.faq details[open] summary .chev{transform:rotate(45deg);background:var(--lilac);border-color:var(--lilac)}
.faq .ans{overflow:hidden}
.faq .ans p{padding:0 4px 28px;font-size:16.5px;line-height:1.72;color:var(--body-c);max-width:68ch}
.faq .ans a{font-weight:600}

/* ============================================================ contact */
.contact-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(36px,5vw,80px);margin-top:52px;align-items:start}
.form-card{position:relative}
.form-row{position:relative;margin-bottom:8px;border-bottom:1.5px solid var(--line);padding:22px 0 14px;transition:border-color .3s}
.form-row:focus-within{border-color:var(--plum)}
.form-row label{position:absolute;left:0;top:26px;font-family:var(--font-d);font-weight:600;font-size:16px;color:var(--body-c);pointer-events:none;transition:top .3s var(--ease),font-size .3s var(--ease),color .3s}
.form-row.filled label,.form-row:focus-within label{top:2px;font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--plum)}
.form-row input,.form-row textarea{width:100%;font-family:var(--font-b);font-size:17px;color:var(--ink);background:transparent;border:0;padding:6px 0 2px}
.form-row input:focus,.form-row textarea:focus{outline:none}
.form-row textarea{min-height:96px;resize:vertical}
.form-err{display:none;font-family:var(--font-d);font-size:13px;font-weight:600;color:#A63B2A;margin-top:6px}
.form-row.invalid{border-color:#A63B2A}
.form-row.invalid .form-err{display:block}
.form-actions{margin-top:30px}
.form-fine{font-size:13.5px;color:var(--body-c);margin-top:16px}
.form-success{display:none;background:var(--lilac-soft);border-radius:20px;padding:26px 28px;font-family:var(--font-d);font-weight:600;font-size:16.5px;color:var(--plum-deep);line-height:1.6}
.contact-aside h3{font-size:19px;font-weight:800;margin-bottom:10px;letter-spacing:-.015em}
.contact-aside p{font-size:16px;line-height:1.7;color:var(--body-c)}
.contact-aside .block{margin-bottom:34px;padding-left:22px;border-left:2px solid var(--lilac)}
.next-steps{margin-top:6px;counter-reset:ns;display:grid;gap:14px}
.next-steps li{list-style:none;position:relative;padding-left:42px;font-size:15.5px;line-height:1.6;color:var(--body-c)}
.next-steps li::before{counter-increment:ns;content:counter(ns);position:absolute;left:0;top:1px;width:28px;height:28px;border-radius:50%;background:var(--lilac-soft);color:var(--plum);font-family:var(--font-d);font-weight:800;font-size:13px;display:flex;align-items:center;justify-content:center}

/* ============================================================ legal */
.legal{padding:clamp(30px,4vw,60px) var(--pad-x) clamp(90px,10vw,140px)}
.toc{margin-top:20px;border-left:2px solid var(--lilac);padding:6px 0 6px 26px}
.toc h2{font-family:var(--font-d);font-size:12.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--plum);margin-bottom:14px}
.toc ol{margin-left:18px;font-family:var(--font-d);font-size:14.5px;font-weight:600;line-height:2.1;columns:2;column-gap:44px}
.toc a{text-decoration:none;color:var(--ink);transition:color .25s}
.toc a:hover{color:var(--plum)}
.legal .doc{margin-top:30px}
.legal .doc h2{font-family:var(--font-d);font-weight:800;font-size:clamp(23px,2.7vw,32px);letter-spacing:-.02em;line-height:1.12;margin:60px 0 8px;scroll-margin-top:120px}
.legal .doc h2 .no{color:var(--lilac);margin-right:12px}
.legal .doc .h-sub{font-size:16px;color:var(--body-c);font-style:italic;margin-bottom:20px}
.legal .doc p{margin:17px 0;font-size:16.5px;line-height:1.78;color:#453D4C}
.legal .doc ul{margin:17px 0 17px 4px;display:grid;gap:11px}
.legal .doc ul li{list-style:none;position:relative;padding-left:26px;font-size:16px;line-height:1.68;color:#453D4C}
.legal .doc ul li::before{content:"";position:absolute;left:4px;top:11px;width:8px;height:8px;border-radius:50%;background:var(--lilac)}
.legal .doc ul li b{color:var(--ink)}
.legal .doc .contact-block{border-left:2px solid var(--lilac);padding:8px 0 8px 24px;font-family:var(--font-d);font-size:15px;font-weight:600;line-height:2}
.dl-card{margin-top:52px;border:1.5px solid var(--line);border-radius:22px;padding:28px 30px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;transition:border-color .3s}
.dl-card:hover{border-color:var(--lilac)}
.dl-card .dl-meta{font-family:var(--font-d);font-size:14px;font-weight:600;color:var(--body-c);margin-top:6px}
.dl-card h3{font-size:19px;font-weight:800}
.tbc{font-family:var(--font-d);font-size:.82em;font-weight:700;color:#8A5A28;background:#F4E6CE;border-radius:6px;padding:2px 8px;white-space:nowrap}

/* ============================================================ big footer */
.footer-cta{position:relative;background:var(--ink);color:var(--ivory);padding:clamp(100px,13vw,190px) var(--pad-x) clamp(60px,7vw,100px);overflow:hidden}
.footer-cta .kicker{color:var(--lilac)}
.footer-cta .kicker::before{background:var(--lilac)}
.footer-cta h2{position:relative;font-weight:800;font-size:clamp(40px,6.4vw,100px);letter-spacing:-.04em;line-height:.98;max-width:14ch}
.footer-cta h2 span{color:var(--lilac)}
.footer-cta p{position:relative;margin-top:28px;font-size:18px;line-height:1.65;color:#B7AFC0;max-width:48ch}
.footer-cta .btn{margin-top:44px}
.site-footer{background:var(--ink);color:#978FA0;border-top:1px solid rgba(246,242,233,.1);padding:70px var(--pad-x) 40px;position:relative}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:clamp(26px,3.5vw,60px);max-width:1180px;margin:0 auto}
.site-footer .f-lock{display:flex;align-items:center;gap:12px;margin-bottom:20px}
.site-footer .f-lock .lock{font-family:var(--font-d);line-height:1;color:var(--ivory)}
.site-footer .f-lock .lock b{display:block;font-weight:800;font-size:19px;letter-spacing:.04em}
.site-footer .f-lock .lock small{display:block;font-size:8px;font-weight:600;letter-spacing:.14em;color:#978FA0;margin-top:3px;text-transform:uppercase}
.site-footer p{font-size:13.5px;line-height:1.9}
.site-footer h4{font-family:var(--font-d);font-size:12px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:#CFC5DA;margin-bottom:16px}
.site-footer ul{list-style:none;display:grid;gap:10px}
.site-footer ul a{color:#CFC5DA;text-decoration:none;font-family:var(--font-d);font-size:14.5px;font-weight:600;display:inline-block;transition:color .3s,transform .3s var(--ease)}
.site-footer ul a:hover{color:var(--lilac);transform:translateX(5px)}
.footer-legal{max-width:1180px;margin:48px auto 0;padding-top:24px;border-top:1px solid rgba(246,242,233,.1);font-size:12.5px;line-height:1.8;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.footer-legal a{color:#CFC5DA;text-decoration:none}
.to-top{width:52px;height:52px;border-radius:50%;background:transparent;border:0;cursor:pointer;position:relative;display:flex;align-items:center;justify-content:center;color:var(--lilac)}
.to-top svg.ring{position:absolute;inset:0;transform:rotate(-90deg)}
.to-top svg.ring circle{fill:none;stroke:rgba(246,242,233,.15);stroke-width:2}
.to-top svg.ring circle.fill{stroke:var(--lilac);stroke-dasharray:151;stroke-dashoffset:151;transition:stroke-dashoffset .2s linear}
.to-top:hover{color:var(--ivory)}



/* ============================================================ motion prefs / responsive */
@media (prefers-reduced-motion:reduce){
  html.js .reveal{opacity:1;transform:none;transition:none}
  html.js .split .w>i{transform:none;transition:none}
  html.js .hl::before,.hl::before{transition:none;transform:scaleX(1)}
  .aurora i,.menu-aurora::before,.menu-aurora::after,body::after,.scroll-cue .line::after,.marquee .track{animation:none}
  .q,.btn,.portrait{transition:none}
}
@media (max-width:980px){
  .menu-body{grid-template-columns:1fr;align-content:center}
  .menu-preview{display:none}
  .contact-grid{grid-template-columns:1fr}
  .svc-layout{grid-template-columns:1fr}
  .svc-rail{position:static;display:flex;flex-wrap:wrap;gap:10px;margin-bottom:10px}
  .svc-rail a{border-left:0;border:1.5px solid var(--line);border-radius:100px;padding:8px 16px !important}
  .svc-rail a.active{border-color:var(--plum);color:var(--plum)}
  .tool .t-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  .adv-grid{grid-template-columns:1fr}
  .portrait{max-width:400px}
  .footer-grid{grid-template-columns:1fr}
  .fact-table .row{grid-template-columns:1fr}
  .fact-table .k{padding-bottom:2px}
  .fact-table .v{padding-top:2px;padding-bottom:18px}
  .hl{white-space:normal}
  .toc ol{columns:1}
  .stats{grid-template-columns:1fr 1fr;gap:26px}
  .stat{border-left:0;padding-left:0}
  .hero-stack{display:none}
}

/* ============================================================ the stack (brand mark system) */
.giant-stack{font-family:var(--font-d);font-weight:800;line-height:.86;letter-spacing:.01em;user-select:none;pointer-events:none}
.giant-stack span{display:inline-block}
.giant-stack .gs-row{display:block;overflow:hidden}
.giant-stack .gs-l{display:inline-block;color:rgba(80,58,92,.09);transform:translateY(110%);transition:transform 1s var(--ease-out)}
.giant-stack .gs-l.i{color:rgba(203,185,230,.55)}
.giant-stack.in .gs-l{transform:none}
.giant-stack.in .gs-l:nth-child(1){transition-delay:.1s}
.giant-stack.in .gs-l:nth-child(2){transition-delay:.22s}
.hero-stack{position:absolute;right:calc(var(--pad-x) - 10px);bottom:4vh;font-size:clamp(160px,24vw,380px);opacity:.9;z-index:0}
.hero-inner{z-index:2}
html:not(.js) .giant-stack .gs-l{transform:none}

/* menu monogram */
.menu-stack-wrap{position:relative;display:flex;flex-direction:column;align-items:flex-end;justify-content:center;gap:34px;perspective:900px;opacity:0;transform:translateY(30px);transition:opacity .7s var(--ease-out) .4s,transform .7s var(--ease-out) .4s;padding-right:8px}
.menu-overlay.open .menu-stack-wrap{opacity:1;transform:none}
.menu-stack{font-family:var(--font-d);font-weight:800;font-size:clamp(120px,16vw,230px);line-height:.86;letter-spacing:.01em;user-select:none;will-change:transform;transition:transform .3s ease-out}
.menu-stack .gs-row{display:block;overflow:hidden}
.menu-stack .gs-l{display:inline-block;color:var(--ivory);transform:translateY(112%);transition:transform .9s var(--ease-out)}
.menu-stack .gs-l.i{color:var(--lilac)}
.menu-overlay.open .menu-stack .gs-l{transform:none}
.menu-overlay.open .menu-stack .gs-l:nth-child(1){transition-delay:.3s}
.menu-overlay.open .menu-stack .gs-l:nth-child(2){transition-delay:.4s}
.menu-stack .gs-row:nth-child(2) .gs-l:nth-child(1){transition-delay:.5s !important}
.menu-stack .gs-row:nth-child(2) .gs-l:nth-child(2){transition-delay:.6s !important}
.menu-caption{max-width:360px;text-align:right;border-right:3px solid var(--lilac);padding-right:20px;min-height:74px}
.menu-caption .pv-title{position:static;display:block;margin-bottom:8px;font-family:var(--font-d);font-weight:700;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--lilac)}
.menu-caption .pv-cap{position:static;margin:0;font-family:var(--font-b);font-size:16px;line-height:1.6;color:#D9CFE6}

/* footer watermark stack */
.footer-stack{position:absolute;right:calc(var(--pad-x) - 20px);bottom:-4%;font-size:clamp(180px,22vw,340px);z-index:0;opacity:.85}
.footer-stack .gs-l{color:rgba(246,242,233,.07)}
.footer-stack .gs-l.i{color:rgba(203,185,230,.45)}
.footer-cta .kicker,.footer-cta h2,.footer-cta p,.footer-cta .btn{position:relative;z-index:2}

/* portrait watermark */
.portrait-stack{position:absolute;left:14px;bottom:6px;font-size:110px;line-height:.86;font-family:var(--font-d);font-weight:800;color:rgba(203,185,230,.14);user-select:none;pointer-events:none}
.portrait-stack b{color:rgba(203,185,230,.4);font-weight:800}

/* ============================================================ platform page */
.plat-hero{background:var(--plum-night);color:var(--ivory);padding:clamp(150px,16vw,210px) var(--pad-x) clamp(80px,9vw,130px);position:relative;overflow:hidden}
.plat-hero .kicker{color:var(--lilac)}
.plat-hero h1{font-weight:800;font-size:clamp(40px,6vw,86px);line-height:1;letter-spacing:-.035em;max-width:15ch;color:var(--ivory)}
.plat-hero .lede{margin-top:28px;font-size:clamp(17px,1.5vw,20px);line-height:1.7;color:#C9BFD4;max-width:54ch}
.plat-hero .aurora i:nth-child(1){background:radial-gradient(circle,rgba(203,185,230,.28),transparent 65%)}

.portal{position:relative;z-index:2;max-width:1020px;margin:64px auto 0;background:#FFFFFF;border-radius:22px;box-shadow:0 30px 80px rgba(0,0,0,.4);overflow:hidden;color:var(--ink)}
.portal-bar{display:flex;align-items:center;gap:14px;padding:14px 20px;border-bottom:1px solid #ECE7F2;background:#FBFAF7}
.portal-bar .dots{display:flex;gap:6px}
.portal-bar .dots i{width:10px;height:10px;border-radius:50%;background:#E3DCEC}
.portal-bar .pb-title{font-family:var(--font-d);font-weight:800;font-size:13px;letter-spacing:.02em}
.portal-bar .pb-title b{color:var(--lilac)}
.portal-bar .live{margin-left:auto;display:inline-flex;align-items:center;gap:7px;font-family:var(--font-d);font-weight:700;font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:#188A70}
.portal-bar .live i{width:8px;height:8px;border-radius:50%;background:#188A70;animation:pulse 2.2s ease-in-out infinite}
@keyframes pulse{0%,100%{box-shadow:0 0 0 0 rgba(24,138,112,.4)}50%{box-shadow:0 0 0 6px rgba(24,138,112,0)}}
.portal-tabs{display:flex;gap:4px;padding:12px 20px 0;border-bottom:1px solid #ECE7F2}
.portal-tabs button{font-family:var(--font-d);font-weight:700;font-size:13.5px;color:var(--body-c);background:none;border:0;padding:10px 16px 12px;cursor:pointer;position:relative;transition:color .25s}
.portal-tabs button::after{content:"";position:absolute;left:14px;right:14px;bottom:-1px;height:2.5px;background:var(--plum);border-radius:2px;transform:scaleX(0);transition:transform .3s var(--ease)}
.portal-tabs button[aria-selected="true"]{color:var(--ink)}
.portal-tabs button[aria-selected="true"]::after{transform:scaleX(1)}
.portal-pane{display:none;padding:26px clamp(18px,3vw,30px) 30px}
.portal-pane.active{display:grid}
.pane-portfolio{grid-template-columns:1fr 1.25fr;gap:clamp(20px,3vw,40px);align-items:center}
.p-total .pt-label{font-family:var(--font-d);font-weight:700;font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--body-c)}
.p-total .pt-num{font-family:var(--font-d);font-weight:800;font-size:clamp(34px,3.6vw,50px);letter-spacing:-.03em;font-variant-numeric:tabular-nums;margin-top:6px}
.p-total .pt-chg{font-family:var(--font-d);font-weight:700;font-size:13.5px;color:#188A70;margin-top:4px}
.donut-wrap{display:flex;align-items:center;gap:24px;margin-top:26px;flex-wrap:wrap}
.donut{width:150px;height:150px;flex:none}
.donut circle.seg{fill:none;stroke-width:22;stroke-dasharray:0 400;transition:stroke-dasharray 1.2s var(--ease-out)}
.donut-legend{display:grid;gap:9px;font-family:var(--font-d);font-size:13px;font-weight:600;color:var(--ink)}
.donut-legend i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:8px;vertical-align:0}
.donut-legend small{color:var(--body-c);font-weight:600;margin-left:6px;font-variant-numeric:tabular-nums}
.holdings{display:grid;gap:13px}
.hold{display:grid;grid-template-columns:minmax(120px,180px) 1fr auto;align-items:center;gap:14px;font-family:var(--font-d)}
.hold .h-name{font-weight:700;font-size:13.5px}
.hold .h-name small{display:block;font-weight:600;font-size:11px;color:var(--body-c)}
.hold .h-bar{height:10px;border-radius:6px;background:#F1EDF6;overflow:hidden}
.hold .h-bar i{display:block;height:100%;border-radius:6px;background:var(--plum);width:0;transition:width 1.1s var(--ease-out)}
.hold .h-val{font-weight:700;font-size:13.5px;font-variant-numeric:tabular-nums}
.pane-perf{grid-template-columns:1fr;gap:14px}
.perf-head{display:flex;justify-content:space-between;align-items:baseline;gap:14px;flex-wrap:wrap}
.perf-head .pt-num{font-size:clamp(26px,2.6vw,36px)}
.perfchart{width:100%;height:auto}
.perfchart .grid-line{stroke:#EFEBF4;stroke-width:1}
.perfchart .axis-label{font-family:var(--font-d);font-size:10px;fill:#8A8194;font-weight:600}
.perfchart .line{fill:none;stroke:#6E4E9E;stroke-width:2;stroke-linecap:round}
.perfchart .area{fill:url(#perfgrad);opacity:.35}
.pane-docs{grid-template-columns:1fr;gap:10px}
.doc-row{display:flex;align-items:center;gap:14px;padding:13px 16px;border:1px solid #ECE7F2;border-radius:12px;font-family:var(--font-d);font-weight:600;font-size:13.5px;transition:border-color .25s,transform .25s var(--ease)}
.doc-row:hover{border-color:var(--lilac);transform:translateX(4px)}
.doc-row .d-ic{width:34px;height:34px;border-radius:9px;background:var(--lilac-soft);display:flex;align-items:center;justify-content:center;color:var(--plum);flex:none}
.doc-row small{margin-left:auto;color:var(--body-c);font-weight:600}
.portal-note{padding:0 clamp(18px,3vw,30px) 22px;font-size:12px;color:#8A8194;font-family:var(--font-d);font-weight:600}
.plat-sample{position:relative;z-index:2;max-width:1020px;margin:14px auto 0;text-align:center;font-family:var(--font-d);font-size:12.5px;font-weight:600;color:#A797B6}

/* platform features */
.feat-grid{margin-top:56px;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:clamp(24px,3vw,44px)}
.feat{border-left:3px solid var(--lilac);padding-left:22px}
.feat h3{font-size:20px;font-weight:800;letter-spacing:-.015em}
.feat p{margin-top:10px;font-size:15.5px;line-height:1.65;color:var(--body-c)}
.sec-list{margin-top:44px;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.sec-item{display:flex;gap:14px;align-items:flex-start;font-size:15px;line-height:1.6;color:var(--body-c)}
.sec-item svg{flex:none;margin-top:3px}
.sec-item b{color:var(--ink)}

@media (max-width:820px){
  .pane-portfolio{grid-template-columns:1fr}
  .menu-stack-wrap{display:none}
  .hold{grid-template-columns:minmax(90px,140px) 1fr auto}
}
@media (prefers-reduced-motion:reduce){
  .giant-stack .gs-l,.menu-stack .gs-l{transform:none;transition:none}
  .donut circle.seg,.hold .h-bar i{transition:none}
  .portal-bar .live i{animation:none}
}

/* header inversion over dark hero */
body:has(.plat-hero) .site-header:not(.scrolled) .logo .stack,body:has(.auth) .site-header:not(.scrolled) .logo .stack{color:var(--ivory)}
body:has(.plat-hero) .site-header:not(.scrolled) .logo .lock small,body:has(.auth) .site-header:not(.scrolled) .logo .lock small{color:#A797B6}
body:has(.plat-hero) .site-header:not(.scrolled) .menu-btn{color:var(--ivory)}
body.menu-open .site-header .logo .stack{color:var(--ivory) !important}
body.menu-open .site-header .menu-btn{color:var(--ivory) !important}

/* menu access buttons */
.menu-access{display:flex;gap:12px;margin-top:26px;opacity:0;transform:translateY(24px);transition:opacity .6s var(--ease-out) .54s,transform .6s var(--ease-out) .54s}
.menu-overlay.open .menu-access{opacity:1;transform:none}
.menu-access a{font-family:var(--font-d);font-weight:700;font-size:14.5px;text-decoration:none;padding:13px 24px;border-radius:100px;transition:transform .3s var(--ease),background .3s,color .3s}
.menu-access a.login{color:var(--ivory);border:1.5px solid rgba(246,242,233,.35)}
.menu-access a.login:hover{border-color:var(--lilac);color:var(--lilac);transform:translateY(-2px)}
.menu-access a.open-acct{background:var(--lilac);color:var(--ink)}
.menu-access a.open-acct:hover{background:#D8C9EE;transform:translateY(-2px)}
/* header transparent while menu open */
body.menu-open .site-header{background:transparent !important;backdrop-filter:none !important;-webkit-backdrop-filter:none !important}
body.menu-open .site-header .progress{opacity:0}
body.menu-open .header-right .btn{visibility:hidden}
.menu-overlay:focus{outline:none}
.menu-list a:focus{outline:none}
.menu-list a:focus-visible{outline:3px solid var(--lilac);outline-offset:4px}

/* footer v3 */
.site-footer ul a{position:relative;padding-left:0;transition:color .3s,padding-left .3s var(--ease)}
.site-footer ul a::before{content:"";position:absolute;left:0;top:50%;width:0;height:2px;background:var(--lilac);border-radius:2px;transition:width .3s var(--ease);transform:translateY(-50%)}
.site-footer ul a:hover{padding-left:16px;transform:none}
.site-footer ul a:hover::before{width:10px}
.f-access{display:grid;gap:10px;justify-items:start}
.f-access a{font-family:var(--font-d);font-weight:700;font-size:14px;text-decoration:none;padding:12px 22px;border-radius:100px;transition:transform .3s var(--ease),background .3s,color .3s,border-color .3s}
.f-access a.login{color:#CFC5DA;border:1.5px solid rgba(246,242,233,.25)}
.f-access a.login:hover{border-color:var(--lilac);color:var(--lilac);transform:translateY(-2px)}
.f-access a.open-acct{background:var(--lilac);color:var(--ink)}
.f-access a.open-acct:hover{background:#D8C9EE;transform:translateY(-2px)}
.f-note{margin-top:18px;font-size:12.5px;line-height:1.7;color:#6E6678;font-family:var(--font-d);font-weight:600}
.footer-legal{align-items:center}
.footer-legal .made{font-family:var(--font-d);font-weight:600;font-size:12.5px;color:#6E6678}

/* ---------- triage widget (what we do) ---------- */
.triage{margin-top:56px;background:var(--plum-night);border-radius:28px;padding:clamp(30px,4vw,54px);position:relative;overflow:hidden;color:var(--ivory)}
.triage::before{content:"";position:absolute;width:46vmax;height:46vmax;border-radius:50%;filter:blur(90px);background:radial-gradient(circle,rgba(203,185,230,.2),transparent 60%);top:-26vmax;right:-16vmax;pointer-events:none}
.triage .t-kicker{font-family:var(--font-d);font-weight:700;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--lilac)}
.triage h3{font-weight:800;font-size:clamp(24px,2.6vw,36px);letter-spacing:-.025em;margin-top:12px;max-width:24ch}
.triage .tq{position:relative;margin-top:30px}
.triage .tq-label{font-family:var(--font-d);font-weight:600;font-size:14.5px;color:#CFC4DA;margin-bottom:14px}
.triage .tq-opts{display:flex;flex-wrap:wrap;gap:10px}
.triage .tq-opts button{font-family:var(--font-d);font-weight:700;font-size:14.5px;color:var(--ivory);background:rgba(246,242,233,.07);border:1.5px solid rgba(246,242,233,.22);border-radius:100px;padding:12px 22px;cursor:pointer;transition:background .3s,border-color .3s,color .3s,transform .3s var(--ease)}
.triage .tq-opts button:hover{border-color:var(--lilac);transform:translateY(-2px)}
.triage .tq-opts button[aria-pressed="true"]{background:var(--lilac);border-color:var(--lilac);color:var(--ink)}
.triage .t-result{position:relative;margin-top:34px;border-left:3px solid var(--lilac);padding-left:22px;min-height:96px;opacity:0;transform:translateY(10px);transition:opacity .5s var(--ease-out),transform .5s var(--ease-out)}
.triage .t-result.show{opacity:1;transform:none}
.triage .t-result h4{font-family:var(--font-d);font-weight:800;font-size:20px;letter-spacing:-.015em}
.triage .t-result p{margin-top:8px;font-size:15.5px;line-height:1.65;color:#CFC4DA;max-width:60ch}
.triage .t-result a{display:inline-flex;align-items:center;gap:8px;margin-top:14px;font-family:var(--font-d);font-weight:700;font-size:14.5px;color:var(--lilac);text-decoration:none}
.triage .t-result a:hover{text-decoration:underline}
.triage .t-hint{font-family:var(--font-b);font-style:italic;color:#A797B6;font-size:15px;margin-top:34px}

/* ---------- portal v2 bits ---------- */
.p-tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:0;border:1px solid #ECE7F2;border-radius:14px;overflow:hidden;margin-bottom:22px}
.p-tile{padding:16px 18px;border-right:1px solid #ECE7F2}
.p-tile:last-child{border-right:0}
.p-tile.dark{background:var(--ink);color:var(--ivory)}
.p-tile .k{font-family:var(--font-d);font-weight:700;font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--body-c)}
.p-tile.dark .k{color:#A797B6}
.p-tile .v{font-family:var(--font-d);font-weight:800;font-size:clamp(19px,1.9vw,26px);letter-spacing:-.02em;font-variant-numeric:tabular-nums;margin-top:4px}
.p-tile .s{font-family:var(--font-d);font-weight:600;font-size:11px;color:var(--body-c);margin-top:2px}
.p-tile.dark .s{color:#A797B6}
.pane-portfolio2{grid-template-columns:1.25fr 1fr;gap:clamp(18px,2.6vw,34px)}
.h-head{font-family:var(--font-d);font-weight:700;font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--body-c);margin-bottom:12px;display:flex;justify-content:space-between}
.hold2{display:flex;justify-content:space-between;gap:14px;padding:13px 0;border-bottom:1px solid #F1EDF6;font-family:var(--font-d)}
.hold2:last-child{border-bottom:0}
.hold2 .h-name{font-weight:700;font-size:13.5px}
.hold2 .h-name small{display:block;font-weight:600;font-size:11px;color:var(--body-c);margin-top:2px}
.hold2 .h-val{font-weight:800;font-size:14px;font-variant-numeric:tabular-nums;white-space:nowrap}
.inc-row{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px solid #F1EDF6;font-family:var(--font-d);font-size:12.5px;font-weight:600}
.inc-row:last-child{border-bottom:0}
.inc-row .d{color:var(--body-c);white-space:nowrap}
.inc-row .amt{font-weight:800;font-variant-numeric:tabular-nums}
.inc-row .tag{font-size:10px;letter-spacing:.08em;text-transform:uppercase;background:var(--lilac-soft);color:var(--plum);border-radius:100px;padding:3px 9px;align-self:center}

/* ---------- mobile hard pass ---------- */
@media (max-width:760px){
  .hero-stack,.footer-stack{display:none}
  .hero{min-height:88svh}
  .hero h1{font-size:clamp(40px,11.5vw,60px)}
  .page-hero{padding-top:120px}
  .page-hero h1{font-size:clamp(34px,9.5vw,52px)}
  .section h2{font-size:clamp(28px,7.6vw,40px)}
  .tool{padding:26px 20px}
  .t-out .t-num{font-size:clamp(38px,11vw,56px)}
  .triage{padding:26px 20px}
  .stats{grid-template-columns:1fr;gap:28px}
  .stat{border-left:0;padding:0}
  .fee-block{overflow-x:auto}
  .portal{margin-top:44px}
  .pane-portfolio2{grid-template-columns:1fr}
  .p-tiles{grid-template-columns:1fr 1fr}
  .p-tile:nth-child(2n){border-right:0}
  .p-tile{border-bottom:1px solid #ECE7F2}
  .portal-tabs{overflow-x:auto}
  .footer-cta h2{font-size:clamp(34px,9.6vw,52px)}
  .footer-grid{grid-template-columns:1fr}
  .menu-list a{font-size:clamp(26px,7.6vw,34px)}
  .menu-body{padding-top:96px;align-items:start;overflow-y:auto}
  .menu-access{flex-wrap:wrap}
  .menu-foot{font-size:11px;gap:10px}
  .scroll-cue{display:none}
}
@media (max-width:480px){
  .header-right .btn{display:none}
  .logo .lock{display:none}
  .adv-grid{margin-top:36px}
  .creds{gap:8px}
  .cred{font-size:12.5px;padding:8px 13px}
  .chips{gap:8px}
  .chip{font-size:12.5px;padding:8px 13px}
}

/* ============================================================ auth (login/register) */
.auth{display:grid;grid-template-columns:minmax(320px,44%) 1fr;min-height:100svh}
.auth-side{position:relative;background:var(--plum-night);color:var(--ivory);padding:130px clamp(24px,4vw,60px) 48px;display:flex;flex-direction:column;justify-content:flex-end;overflow:hidden}
.auth-side .aurora i:nth-child(1){background:radial-gradient(circle,rgba(203,185,230,.25),transparent 65%)}
.auth-side .giant-stack{position:absolute;top:96px;left:clamp(20px,3vw,48px);font-size:clamp(120px,11vw,190px)}
.auth-side .giant-stack .gs-l{color:rgba(246,242,233,.1)}
.auth-side .giant-stack .gs-l.i{color:rgba(203,185,230,.6)}
.auth-side h2{position:relative;font-weight:800;font-size:clamp(26px,2.4vw,38px);letter-spacing:-.025em;line-height:1.1;max-width:16ch;color:var(--ivory)}
.auth-side p{position:relative;margin-top:16px;font-size:16px;line-height:1.65;color:#C9BFD4;max-width:40ch}
.auth-side .sec-mini{position:relative;margin-top:28px;display:grid;gap:10px;font-family:var(--font-d);font-weight:600;font-size:13px;color:#A797B6}
.auth-side .sec-mini span{display:flex;gap:10px;align-items:center}
.auth-main{display:flex;flex-direction:column;justify-content:center;padding:140px clamp(24px,6vw,90px) 70px;max-width:640px}
.auth-main .kicker{margin-bottom:16px}
.auth-main h1{font-weight:800;font-size:clamp(32px,3.4vw,46px);letter-spacing:-.03em;line-height:1.04}
.auth-main .lede{margin-top:14px;font-size:16.5px;line-height:1.65;color:var(--body-c);max-width:46ch}
.auth-form{margin-top:34px}
.auth-form .form-row input{font-size:16.5px}
.pw-row{position:relative}
.pw-toggle{position:absolute;right:0;top:24px;background:none;border:0;cursor:pointer;font-family:var(--font-d);font-weight:700;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--plum);padding:6px}
.auth-alt{margin-top:26px;font-family:var(--font-d);font-size:14.5px;font-weight:600;color:var(--body-c)}
.auth-alt a{color:var(--plum)}
.auth-note{display:none;margin-top:26px;background:var(--lilac-soft);border-radius:18px;padding:22px 24px;font-family:var(--font-d);font-weight:600;font-size:15.5px;line-height:1.6;color:var(--plum-deep)}
.auth-fine{margin-top:22px;font-size:13px;color:var(--body-c);font-family:var(--font-d);font-weight:600;line-height:1.6}
.reg-steps{display:flex;gap:0;margin:30px 0 4px;border:1.5px solid var(--line);border-radius:16px;overflow:hidden}
.reg-step{flex:1;padding:14px 16px;border-right:1.5px solid var(--line);font-family:var(--font-d)}
.reg-step:last-child{border-right:0}
.reg-step .n{font-weight:800;font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--body-c)}
.reg-step .t{font-weight:700;font-size:14px;margin-top:3px}
.reg-step.active{background:var(--lilac-soft)}
.reg-step.active .n{color:var(--plum)}
.reg-note{margin-top:10px;font-family:var(--font-d);font-weight:600;font-size:12.5px;color:var(--body-c)}
@media (max-width:900px){
  .auth{grid-template-columns:1fr}
  .auth-side{display:none}
  .auth-main{padding-top:120px;margin:0 auto}
  .reg-steps{flex-direction:column}
  .reg-step{border-right:0;border-bottom:1.5px solid var(--line)}
  .reg-step:last-child{border-bottom:0}
}

/* ============================================================ register wizard */
.reg-steps .reg-step{position:relative;cursor:default}
.reg-step.done{background:#F7F4EC}
.reg-step.done .t::after{content:" \2713";color:#188A70;font-weight:800}
.reg-step.done{cursor:pointer}
.reg-pane{display:none}
.reg-pane.active{display:block}
.tile-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:26px}
.tile{position:relative;text-align:left;background:transparent;border:1.5px solid var(--line);border-radius:18px;padding:20px 20px;cursor:pointer;font-family:var(--font-d);transition:border-color .3s,background .3s,transform .3s var(--ease)}
.tile:hover{border-color:var(--plum);transform:translateY(-2px)}
.tile[aria-pressed="true"]{border-color:var(--plum);background:var(--lilac-soft)}
.tile h4{font-size:16.5px;font-weight:800;letter-spacing:-.01em;color:var(--ink)}
.tile p{margin-top:5px;font-size:13px;line-height:1.5;color:var(--body-c);font-weight:500}
.tile .dotmark{position:absolute;top:16px;right:16px;width:18px;height:18px;border-radius:50%;border:1.5px solid var(--line);transition:border-color .3s,background .3s}
.tile[aria-pressed="true"] .dotmark{background:var(--plum);border-color:var(--plum);box-shadow:inset 0 0 0 4px var(--lilac-soft)}
.field-2col{display:grid;grid-template-columns:1fr 1fr;gap:0 26px}
.form-row select{width:100%;font-family:var(--font-b);font-size:16.5px;color:var(--ink);background:transparent;border:0;padding:6px 0 2px;appearance:none;-webkit-appearance:none;cursor:pointer}
.form-row select:focus{outline:none}
.form-row.select-row::after{content:"";position:absolute;right:4px;top:34px;width:9px;height:9px;border-right:2px solid var(--plum);border-bottom:2px solid var(--plum);transform:rotate(45deg);pointer-events:none}
.form-row.select-row label{position:static;display:block;font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--plum);font-weight:600;margin-bottom:2px}
.wiz-nav{display:flex;gap:14px;align-items:center;margin-top:32px}
.wiz-back{background:none;border:0;cursor:pointer;font-family:var(--font-d);font-weight:700;font-size:14.5px;color:var(--body-c);padding:10px 6px;display:none}
.wiz-back:hover{color:var(--ink)}
.wiz-back.show{display:inline-block}
.choice-list{display:grid;gap:10px;margin-top:24px}
.choice{position:relative;text-align:left;background:transparent;border:1.5px solid var(--line);border-radius:16px;padding:17px 52px 17px 20px;cursor:pointer;font-family:var(--font-d);transition:border-color .3s,background .3s}
.choice:hover{border-color:var(--plum)}
.choice[aria-pressed="true"]{border-color:var(--plum);background:var(--lilac-soft)}
.choice h4{font-size:15.5px;font-weight:700;color:var(--ink)}
.choice p{margin-top:3px;font-size:13px;line-height:1.5;color:var(--body-c);font-weight:500}
.choice .dotmark{position:absolute;top:50%;right:18px;transform:translateY(-50%);width:18px;height:18px;border-radius:50%;border:1.5px solid var(--line);transition:border-color .3s,background .3s}
.choice[aria-pressed="true"] .dotmark{background:var(--plum);border-color:var(--plum);box-shadow:inset 0 0 0 4px var(--lilac-soft)}
.kyc-upload{display:none;margin-top:20px;border:1.5px dashed var(--line);border-radius:16px;padding:22px;text-align:center;font-family:var(--font-d)}
.kyc-upload.show{display:block}
.kyc-upload label.up-btn{display:inline-flex;align-items:center;gap:10px;background:var(--lilac-soft);color:var(--plum-deep);font-weight:700;font-size:14.5px;border-radius:100px;padding:12px 24px;cursor:pointer;transition:background .3s}
.kyc-upload label.up-btn:hover{background:var(--lilac)}
.kyc-upload input[type=file]{position:absolute;width:1px;height:1px;opacity:0;overflow:hidden}
.kyc-upload .up-hint{margin-top:12px;font-size:12.5px;color:var(--body-c);font-weight:600;line-height:1.6}
.kyc-files{margin-top:14px;display:grid;gap:8px;text-align:left}
.kyc-files span{font-family:var(--font-d);font-weight:600;font-size:13.5px;color:var(--ink);background:#FFF;border:1px solid var(--line);border-radius:10px;padding:9px 14px;display:flex;justify-content:space-between;gap:10px}
.kyc-files span i{font-style:normal;color:#188A70;font-weight:800}
.bank-fields{display:none;margin-top:6px}
.bank-fields.show{display:block}
.wiz-err{display:none;margin-top:18px;font-family:var(--font-d);font-weight:700;font-size:13.5px;color:#A63B2A}
.wiz-err.show{display:block}
.step-title{font-family:var(--font-d);font-weight:800;font-size:20px;letter-spacing:-.015em;margin-top:34px}
.step-sub{margin-top:6px;font-size:14.5px;line-height:1.6;color:var(--body-c);font-family:var(--font-b)}
@media (max-width:560px){.tile-grid,.field-2col{grid-template-columns:1fr}}