Independent advice · Lake Macquarie NSW
Money advice in plain terms.
Independent Wealth Advisory is a boutique wealth advisory on Lake Macquarie. We work with a small number of clients on retirement, superannuation, investment and personal insurance: considered advice, explained clearly, from an adviser who knows your situation properly.
Start with your question
You've probably been wondering…
“Can I actually afford to retire?”
The question behind most first phone calls. It has a number, and we can help you find yours.
Retirement planning“Is my super where it should be?”
Most people honestly don't know. A structured review answers it in one sitting.
Superannuation advice“How should I invest what I've built?”
Markets are noisy. A portfolio built around your plans is much quieter. We help you get from one to the other.
Investment advice“What happens to my family if I can't work?”
The right cover depends on your debts, your income and your people. We work out what would actually be needed.
Personal insurance“Is this investment right for me?”
Someone is probably selling it to you. We are not, which makes our answer worth having before you sign anything.
Our investment menu“What should I do with an inheritance?”
A windfall rewards patience and punishes haste. There is a right order to decisions like this, and it starts with tax.
Investment adviceThe firm, in brief
Small, checkable, ours.
years advising. Jack Tideswell has advised private clients since 2008.
our own licence. The firm is licensed by ASIC in its own right.
research without a restricted list. Recommendations are drawn from the full market.
local, and portable. Based in Croudace Bay, working with clients across Australia.
A quick tool
What would your retirement actually take?
Drag the slider to the yearly income you'd want. A widely used rule of thumb says your capital needs to be about 25 times that. It's a starting point, not a plan; the plan is what we do.
Rule-of-thumb estimate
The income you want, and the capital it implies.
of income-producing capital, using the 25 times guide. Your real number depends on the age pension, your home, your health and your plans. Finding it properly is a conversation.
An illustration only, using a general rule of thumb. It is not personal advice and takes nothing about your situation into account. See the Disclaimer.
How it works
Considered, written down, kept current.
Talk
A conversation about where you are and what you want to work out. No preparation needed.
Plan
Advice prepared for your situation and set out in writing, in plain terms, with the reasoning included.
Review
Life moves, rules change, markets do what markets do. Your plan is kept current, year after year.
The platform
Your whole position. One screen. Live.
Clients see every account, fund and policy in one secure portal, updated through live feeds and kept current by the team. Explore the same view clients use, with sample data.
Your adviser
Your adviser is Jack. Behind him, a proper team.
Jack Tideswell leads every client relationship. He is the adviser you meet, and his name is on the licence. Behind him sits a small team of researchers and analysts who keep your work moving, so questions get answered and reviews happen on time, even when life takes Jack away from his desk. One relationship, properly resourced.